Is this the best looking fence ever!? I think so, tucked away in the narrow side streets of St Kilda – Melbourne – this gem of a fence would look right at home on a beach, the whited out workers cottage will have to do though :: Read the full article »»»»
The Bureau of Statistics Housing Finance data shows that the number of new mortgages to owner occupiers dropped by 3.9 percent in August to 49,912, seasonally adjusted. The value of loans to property investors held steady.
In the three months to August, the number of loans to owner occupiers for the construction and purchase of new homes rose by 0.3 per cent and was 13.3 per cent higher than the same period in 2012.
This included a 0.2 per cent increase in the number of loans for the construction of a new dwelling during the three months to August, with lending in this segment up 3.6 per cent compared with the same period of 2012. The number of loans for the purchase of new homes was 0.6 per cent higher in the three months to August :: Read the full article »»»»
Figures from the RBA show total lending to the private sector grew 0.4 per cent in December, with the amount Australians borrowed rising by only 3.6 per cent in 2012. It’s not all doom – though mostly – the RBA data shows housing credit remains the most consistently robust category of borrowing, with a 4.5 per cent rise over the 12 months.
But, that annual housing credit growth rate is the slowest in RBA recorded history, admitedly the figures only go back to 1977.
Home lending growth of 0.3 per cent in December is also one of slowest monthly increases recorded :: Read the full article »»»»
D I Y three really big letters, when it comes to Do It Yourself, the is NO bigger job than renovating.
Renovating your own home can be both personally and financially rewarding, as well as just a little character building.
If undertaken without good solid thought however, your project is likely to be fraught with frustration and stress, inevitably leading to a not-so enjoyable experience. For the process to be rewarding however, you need only follow some basic guidelines.
Depending on your skill, financial prowess and available time, DIY reno’s can be a heap of fun, getting yourself into the right frame of mind is half the battle.
In most cases DIY actually means DIYWT – Do It Yourself With Trades. As the renovator, think of yourself as the unskilled labor, decorator and project manager all rolled into one neat little bundle. Know when to call in the experts, know when you must call in the experts and your renovation will be your dream project :: Read the full article »»»»
It’s always worth doing a quick pre-check on your home before embarking on a renovation. Here’s seven things to check out before committing to major – or minor – home renovations :: Read the full article »»»»